Used
2020 Kia Optima LX
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Estimate Monthly Payments
The total cost of the vehicle.
A down payment is an initial, upfront payment you make toward the total cost of the vehicle. Your down payment could be cash, the value of a trade-in, or both. The more you put down, the less you need to borrow. A larger down payment may also reduce your monthly payment and your total cost of financing.
The trade in value is the amount that a dealer is willing to offer you towards the purchase of a new vehicle in exchange for your current one. It’s typically based on the market value of your vehicle (the amount it would sell for on the open market).
Your payoff amount is how much you will actually have to pay to satisfy the terms of your mortgage loan and completely pay off your debt. Your payoff amount is different from your current balance.
Additional down payment in cash.
This is the length of your auto loan, generally expressed in months. A shorter loan term (in which you make monthly payments for fewer months) will reduce your total loan cost. A longer loan can reduce your monthly payment, but you pay more interest over the life of the loan. A longer loan also puts you at risk for negative equity, which is when you owe more on the vehicle than the vehicle is worth.
This is the annual percentage rate, and is not always the same as the interest rate. This represents the annual rate that is charged, and as such, is the actual annual cost to the consumer over the course of the auto loan. The APR will allow you to more easily shop and compare car loans, since it equates all loans to the same annual rate.
Vehicle Details
Vehicle Highlights
- Parking Distance Warning Rear Parking Sensors
- Driver Knee Airbag
- Body-Colored Power Heated Side Mirrors w/Manual Folding and Turn Signal Indicator
- Transmission: 6-Speed Automatic w/Sportmatic -inc: drive mode select system (comfort, Eco, sport)
- Forward Collision-Avoidance Assist (FCA) and Rear Cross-Traffic Collision Warning
History Report
Description
Specifications
- 150 Amp Alternator
- 18.5 Gal. Fuel Tank
- 2.88 Axle Ratio
- 4-Wheel Disc Brakes w/4-Wheel ABS, Front Vented Discs, Brake Assist and Hill Hold Control
- 80-Amp/Hr 800CCA Maintenance-Free Battery w/Run Down Protection
- Electric Power-Assist Speed-Sensing Steering
- Engine: 2.4L DOHC I4 GDI
- Front And Rear Anti-Roll Bars
- Front-Wheel Drive
- Gas-Pressurized Shock Absorbers
- Multi-Link Rear Suspension w/Coil Springs
- Single Stainless Steel Exhaust w/Chrome Tailpipe Finisher
- Strut Front Suspension w/Coil Springs
- Transmission: 6-Speed Automatic w/Sportmatic -inc: drive mode select system (comfort, Eco, sport)
- 2 12V DC Power Outlets
- 2 Seatback Storage Pockets
- 60-40 Folding Bench Front Facing Fold Forward Seatback Rear Seat
- Air Filtration
- Analog Appearance
- Cargo Features -inc: Tire Mobility Kit
- Cargo Space Lights
- Carpet Floor Trim and Carpet Trunk Lid/Rear Cargo Door Trim
- Cruise Control w/Steering Wheel Controls
- Day-Night Rearview Mirror
- Delayed Accessory Power
- Driver / Passenger And Rear Door Bins
- Driver And Passenger Visor Vanity Mirrors w/Driver And Passenger Illumination, Driver And Passenger Auxiliary Mirror
- Driver Foot Rest
- Driver Information Center
- Driver Seat
- FOB Controls -inc: Cargo Access
- Fade-To-Off Interior Lighting
- Front Bucket Seats -inc: 6-way adjustable driver w/driver power lumbar and 6-way adjustable passenger seat w/manual height adjuster
- Front Center Armrest and Rear Center Armrest
- Front Cupholder
- Front Map Lights
- Full Carpet Floor Covering
- Full Cloth Headliner
- Full Floor Console w/Covered Storage, Mini Overhead Console w/Storage and 2 12V DC Power Outlets
- Glove Box
- HVAC -inc: Underseat Ducts
- Interior Trim -inc: Metal-Look Interior Accents
- Leatherette Door Trim Insert
- Manual Air Conditioning
- Manual Anti-Whiplash Adjustable Front Head Restraints and Manual Adjustable Rear Head Restraints
- Manual Tilt/Telescoping Steering Column
- Outside Temp Gauge
- Passenger Seat
- Perimeter Alarm
- Rear Cupholder
- Redundant Digital Speedometer
- Remote Releases -Inc: Power Cargo Access and Power Fuel
- Urethane Gear Shifter Material
- 2 LCD Monitors In The Front
- Fixed Antenna
- Radio w/Seek-Scan, Clock, Speed Compensated Volume Control, Steering Wheel Controls, Voice Activation and Radio Data System
- Radio: AM/FM/MP3 Audio System -inc: 6 speakers, 8″ color touch-screen display, auxiliary and USB input jacks, Bluetooth® wireless technology and support for Android Auto and Apple CarPlay
- Streaming Audio
- Turn-By-Turn Navigation Directions
- Airbag Occupancy Sensor
- Blind-Spot Collision Warning Blind Spot
- Collision Mitigation-Front
- Curtain 1st And 2nd Row Airbags
- Driver Knee Airbag
- Driver Monitoring-Alert
- Dual Stage Driver And Passenger Front Airbags
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- Forward Collision-Avoidance Assist (FCA) and Rear Cross-Traffic Collision Warning
- Low Tire Pressure Warning
- Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners
- Parking Distance Warning Rear Parking Sensors
- Rear Child Safety Locks
- Rear View Monitor with Parking Guidance Back-Up Camera
- Side Impact Beams
- Auto On/Off Projector Beam Halogen Daytime Running Auto High-Beam Headlamps w/Delay-Off
- Body-Colored Front Bumper
- Body-Colored Power Heated Side Mirrors w/Manual Folding and Turn Signal Indicator
- Body-Colored Rear Bumper w/Chrome Bumper Insert
- Chrome Door Handles
- Chrome Side Windows Trim, Black Front Windshield Trim and Chrome Rear Window Trim
- Clearcoat Paint
- Fixed Rear Window w/Defroster
- Fully Galvanized Steel Panels
- Gray Grille
- Headlights-Automatic Highbeams
- Light Tinted Glass
- Perimeter/Approach Lights
- Tire Mobility Kit
- Tires: P205/65R16
- Trunk Rear Cargo Access
- Variable Intermittent Wipers
- Wheels: 6.5J x 16″ Silver Alloy
Vehicle Location
Van Nuys, CA 91406
Estimate Monthly Payments
The total cost of the vehicle.
A down payment is an initial, upfront payment you make toward the total cost of the vehicle. Your down payment could be cash, the value of a trade-in, or both. The more you put down, the less you need to borrow. A larger down payment may also reduce your monthly payment and your total cost of financing.
The trade in value is the amount that a dealer is willing to offer you towards the purchase of a new vehicle in exchange for your current one. It’s typically based on the market value of your vehicle (the amount it would sell for on the open market).
Your payoff amount is how much you will actually have to pay to satisfy the terms of your mortgage loan and completely pay off your debt. Your payoff amount is different from your current balance.
Additional down payment in cash.
This is the length of your auto loan, generally expressed in months. A shorter loan term (in which you make monthly payments for fewer months) will reduce your total loan cost. A longer loan can reduce your monthly payment, but you pay more interest over the life of the loan. A longer loan also puts you at risk for negative equity, which is when you owe more on the vehicle than the vehicle is worth.
This is the annual percentage rate, and is not always the same as the interest rate. This represents the annual rate that is charged, and as such, is the actual annual cost to the consumer over the course of the auto loan. The APR will allow you to more easily shop and compare car loans, since it equates all loans to the same annual rate.
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VEHICLE DATA
Certain specifications, prices and equipment data have been provided under license from Chrome Data Solutions (\’Chrome Data\’). © 2022 Chrome Data Solutions, LP. All Rights Reserved. This information is supplied for personal use only and may not be used for any commercial purpose whatsoever without the express written consent of Chrome Data. Chrome Data makes no guarantee or warranty, either expressed or implied, including without limitation any warranty of merchantability or fitness for particular purpose, with respect to the data presented here. All specifications, prices and equipment are subject to change without notice.
ESTIMATE MPG
EPA mileage ratings are supplied by Chrome Data Solutions, LP for comparison purposes only. Your actual mileage will vary, depending on how you drive and maintain your vehicle, driving conditions, battery pack age/condition (hybrid models only) and other factors. Based on 2019 EPA mileage ratings. Your MPGe/MPG and driving range will vary depending on driving conditions, how you drive and maintain your vehicle, battery-pack age/condition, and other factors.
PRICE
All advertised prices exclude government fees and taxes, any finance charges, any dealer document processing charge, any electronic filing charge and any emission testing charge. Not responsible for typographical errors. Prices valid through today’s close of business. Subject to prior sale. Any information contained on this page should be used for informational purposes only. Galpin’s internet advertising is intended only for persons in California.
